Realtors: Earn more without chasing more deals.

REV by Semper Home Loans lets you maximize the business you already have.

Double your income potential—real estate + lending.1

Build a downline to further boost your earnings

The future of Real Estate as talked about in Realtor Magazine

REV by Semper Home Loans:

How it works.

Join for free in just a few clicks

We’ll give you the tools and support to help your clients confidently

Start earning on your client's loans—real estate + lending 2

The REVpro advantage:

Two licenses. Two incomes. One powerful program.

Set yourself apart with dual licenses in real estate and lending

Bring more value to your relationship with clients

Earn 75 bps per closed purchase and refinance1

Start building long-term wealth with your REV Downline

Loan Officer licensing fee reimbursed

Connect with ready-to-go buyer and seller leads

W2 income as a Semper Home Loans employee

Health benefits and a 401(k) to grow your future

Sign-on bonus opportunities available3

How you earn through the REV(enue) Downline

Grow. Earn. Repeat.

Sponsor An Agent

You connect with a licensed agent, walk them through the REV Program, and get listed as their referral when they sign up.

Unlock Tiers

Once you’ve referred 5 agents in Tier 1, Tier 2 unlocks—allowing you to earn income when your Tier 1 agents bring in new agents of their own.

Build Wealth

Downline Earning Potential

Tier 1 Clients: 37.5 bps

Tier 2 Clients: 18.75 bps

No CAP on Downline Earnings

The math is simple.

Earn 75 bps for every closed client— on top of your real estate commission.1

You help your client start and submit the application—then your team at Semper will handle everything else. No extra work, no fine print.

*You may be asking yourself, "What's a bps?".

Let’s break it down real simple: When we say you can earn 75 bps (basis points), that’s just a fancy way of saying 0.75% of the loan amount.

So when you hear “75 bps,” just think: “I make 0.75% of the loan—on $500K, that’s $3,750 in my pocket.

Support and training matters

We’ve got your back with the training you need.

REV Community

Join our REV Facebook Group to connect, share tips, and stay updated on the latest industry trends. Learn, collaborate, and grow with the REV community!

REV-U

Join us every for tips, tricks, and best practices to build wealth on the REV Platform. Learn, connect, and grow with the REV Team!

Not Ready to Sign Up?

Join our REV Connect LIVE webinar and discover how real estate agents are leveraging the REV and mortgage leads to generate incredible income opportunities.

The REV Effect: Realtors Share Their REV Experiences

Let's talk.

Are you leading a brokerage or team in real estate? REV’s exclusive partnerships are built to help you and your agents succeed! Book a call today to learn how REV can power up your business.

Questions? Start Here.

You have the questions, we have the answers.

Can I enroll online?

Absolutely, and is our encouraged method of enrollment.  Most questions can be answered in our FAQs, but just to make sure we touch all bases once enrolled you will have an opportunity to schedule a call with a member of our team.  If you have questions to be answered before you enroll, schedule a call here.

Who is Semper Home Loans?

Since 2005, Semper Home Loans has been making homebuying easy with low rates and fast pre-approvals. Our streamlined process eliminates unnecessary steps, getting you pre-approved in as little as one hour. Your dedicated team will support you at every stage, answering all of your questions and making your homebuying experience enjoyable. We are proud to be licensed in over 40 states, bringing our expert services to homebuyers across the country.

How will I be paid?

REV partners have two options for receiving payment on closed referrals:

Option 1:

If you do not obtain your Loan Officer (LO) license, you are not eligible for client compensation or the REV(enue) downline. Instead, your buyer will receive a lender credit at closing. The process is simple, and we will provide you with the training and guidance needed to navigate the necessary steps.

Option 2 (Most Popular):

To double your source of income, you must become a Licensed Loan Officer. After passing the exam, you will be compensated by Semper Home Loans as a W2 employee, receiving a compensation of 75 basis points on all of your closed loans. You may also be eligible for a “sign-on” bonus3. If you’d like to proceed with this option, simply sign-up here,

How does a lender credit work?

Lender Credit: The lender provides your buyer with a credit (known as a "lender credit") to help cover closing costs. For example, on a $500,000 loan, we would offer your buyer $2,500.

Using the Credit: This $2,500 credit can be applied towards closing costs, including fees or even the buyer's agent commission, so your buyer doesn't have to pay those expenses out of pocket.

What exactly is a basis point or bps?

Basis points, otherwise known as bps or "bips," represent one-hundredth of a percentage point on a loan. For example, take a $500,000 total loan amount multiply it by .0075 (75 basis points = 0.75%) and you get $3,750.00 just for sending Semper Home Loans your client.

Will I be a Loan Officer?

Yes, however, you won't be expected to take on the full responsibilities of a Loan Officer. You’ll continue to refer your clients as usual, acting as a Loan Originator. This approach ensures compliance with RESPA regulations while giving you the opportunity to build your downline and earn from refinances.

How am I paid on my REV(enue) downline?

When a new agent joins REV and names the sponsoring REVpro agent as the person that referred them to the program, the REVpro agent becomes eligible for Tier 1 downline earnings.  For example, if a sponsored agent closes on a $500,000 REV client the sponsoring agent will receive $1,875.00 ($500,000 multiplied by .375%).  Once a REVpro partner has 5 agents in Tier 1 they become eligible to receive Tier 2 compensation.  Tier 2 is anyone that has joined REV due to the efforts of a Tier 1 (now REVpro) partner.  Tier 2 downline compensation is paid at 18.75 basis points, or on the $500,000 loan example the original sponsoring agent would make $937.50 ($500,000 multiplied by .1875%).   

FAQ image

Will I receive Semper Home Loans marketing materials?

Once you join REV you will be invited to join our private REV Facebook Group.  Shared in the group will be Loan Product Marketing Materials, Product Information, Best Tips from our Loan Officers, and how to grow wealth with REVpro and REV(enue).   

Will my pay show up on any closing disclosure?

Not at all, transactions will only show your real estate commissions.

Will my name be on the loan ?

Yes, you will be the Loan Officer but will also be assigned a Loan Officer to assist in getting the file to closing.

Will I know the status of my "loans" with you?

Yes, using your own co-branded application, you will be updated at every step, from application to closing. You will have real time updates on all of your files.

Is this Legal? Will I get "in trouble"?

YES its legal, and NO you wont get in trouble. The REV and REVpro programs have been purposefully designed to be RESPA compliant.  

What if my client is from a different state that I am licensed in?

We are licensed in 40+ states. You will still earn your Real Estate commission but will not be compensated as a Loan Officer if you are not a licensed LO it that state.

What about refinances?

As a participant in our REVpro program, you will also receive compensation for refinance clients that close, regardless of location. This presents an excellent opportunity to reach out to your past clients who may be affected by higher rates. However, please note that participants in our REV program are not eligible to receive compensation for refinances as you are not a licensed Loan Officer.

If I move real estate brokerages, what happens?

Nothing on our end, it does NOT matter to us what brokerage you work with. Wherever you are happy, we are happy that you are there.

REVolutionizing Real Estate: Realtors we work with.

REVolutionize your career

1 In order to be compensated when your purchase or refinance clients close, you must be licensed as a Loan Officer with Semper Home Loans. Compensation for your clients’ closed loans is only available to those who hold a valid Loan Officer license with Semper Home Loans. To be eligible for compensation, you must meet all licensing requirements, including obtaining an NMLS number, completing the 20-hour pre-licensing course, passing the SAFE Mortgage Loan Officer Test, and a W2 employee with Semper Home Loans. Individuals enrolled in the Semper REVpro program and licensed as a Loan Officer with Semper Home Loans are W2 employees and will receive 75 basis points on all client loans that are successfully closed. To be eligible for this compensation, the client must have been brought in by the licensed Loan Officer and the loan must have successfully closed. The only requirement for the loan is to initiate the application; our support staff will process the file through closing. Compensation is limited to 75 basis points, and no additional fees or compensation will be provided for other activities related to the loan.

2 By signing up for REV, you are eligible to charge the buyer a legitimate “buyer’s agent fee” (documented on the LE and CD) which is offset to the buyer via Semper’s standard Lender Credit.”). Please note that you will not be compensated for any of your clients' closed loans unless you are enrolled in our REVpro program, a licensed Loan Officer with Semper Home Loans and a W2 employee. Compensation is only available to those who meet these program, licensing and employment requirements.

3 The sign-on bonus is issued on a case-by-case basis, and amounts may vary depending on individual circumstances and production levels. The company reserves the right to modify, suspend, or terminate the sign-on bonus program, including its eligibility criteria and performance targets, at any time and without prior notice. All bonuses are subject to the terms and conditions set by the company.

© Copyright 2025. Semper Home Loans. All rights reserved.

It's time double your income with Semper REV

© 2010-2025 Semper Home Loans Inc. NMLS #1053 www.nmlsconsumeraccess.org

Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc. does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law.

Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

All employment is decided on the basis of qualifications, merit, and business need. Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY